Keep More of Your
Hard-Earned Crypto.
The 2026 Crypto Tax Guide. Everything U.S. crypto investors need to file accurately, optimize legally, and stay out of IRS trouble.
24 pages built for action, not theory.
Crypto Tax vs Traditional Tax
Why a crypto tax service belongs before your CPA, not instead of one. Side-by-side comparison and the bridge between DeFi and TradFi.
Digital Asset Reconciliation (DAR)
The step most people skip. Gather, reconcile, hand off CPA-ready inputs that fix cost basis and kill phantom gains.
3 Core Principles
Hold long, owe less. Use losses on purpose. Track every wallet, all year. The three ideas that drive every other decision.
Form 1099-DA: The Gap
What exchanges report, what they don't, and the $0-basis trap that costs the average filer thousands.
Per-Wallet Cost Basis (Rev. Proc. 2024-28)
The rule that changed everything in 2025. What it means, what to do, and the math that justifies the work.
FIFO vs HIFO vs Spec ID
The methods, the IRS requirements for Spec ID, and worked examples so you pick the one that actually fits your activity.
NFTs, DeFi, Staking, Mining
How the IRS treats yield, swaps, LP deposits, restaking, airdrops, hard forks, and mining-as-business.
Tax-Loss Harvesting
The wash-sale rule (and why it doesn't apply to crypto yet), plus a December timeline you can actually run.
FBAR, Form 8938, Foreign Exchanges
When a Binance.com balance triggers reporting, when it doesn't, and the penalties for getting it wrong.
How to File: Form 8949 + Schedule D
The 12-row "What Form Do I File For ___?" master cheat sheet. Plus common adjustment codes (B, D, L, N, O, T).
IRS Letters 6173, 6174, 6174-A
What each letter means, what the IRS already knows, and how to respond without making things worse.
The 2026 Crypto Tax Checklist
22 actionable, printable items across 5 phases. Tape it to the wall and work through it before you file.
Read it. Print the checklist. File with confidence.
Free download. Educational use only. Updated for the 2026 filing year. If you want a senior crypto tax professional to handle the reconciliation for you, we're a phone call away.